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Mortgage 101

Mortgage lenders use a lot of terminology that you may not understand. Use this section of our website to brush up on your mortgage knowledge.

Mortgage Prep 101

Explore these useful resources BEFORE you apply for a mortgage.

Purchase 101

Invaluable information to help you DURING the purchase process.

Ownership 101

Financial information for homeowners AFTER purchasing a home.

Heppner Team - Total Home Lending

1901 S. Euclid, Suite 6

Bay City, MI 48706

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Total Home Lending supports clients in every phase of their homeownership journey from first-time homebuyers to the most qualified move-up programs. Our clients receive top-rated service and personalized, quality attention. We offer a variety of loan options from Conventional, FHA, VA, Doctors, USDA/RD, Jumbo, MSHDA and more.

Company NMLS: 140012

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